Welcome!

Explore the various features of Forte’s Next-gen payment platform – DEX, offering a complete merchant and partner experience in retail, mail order and ecommerce verticals.

VALUE PROPOSITION

Why Forte – What separates CSG + Forte from our competitors? Experience, Technology and Focus Specifically related to Billing and Payments Excellence!

WHY CHOOSE FORTE PAYMENTS

FORWARD THINKING

CSG + Forte and its team brings more than 40 years of combined Government and Utility billing expertise and understanding of the payments landscape

Modernization

CSG’s investment in innovation and its employees have prepared us to identify the challenges others will face in the marketplace, placing us ahead of our competition

Single Platform

We are uniquely positioned to manage the movement of your payors between traditional and digital billing platforms

One CSG - One Partner

CSG + Forte has decades of industry knowledge and dedicated cross-functional support teams invested in the technology that supports Miami Beach’s ability to evolve and create a connected payer experience

TOP RANKED, award-winning PLATFORM

BUILT FOR SCALE & STABILITY.

Performance | Innovation | Forward-thinking | Trust

NACHA PREFFERED PARTNER

In 2020, CSG Forte was designated by NACHA as Preferred Partner for Government Agency ACH Payment Gateways

CARD NOT PRESENT - BEST ECOMMERCE GATEWAY

Earned CNP Award “Customer’s Choice” Best eCommerce Gateway/Platform

FINTECH - BEST POINT OF SALE COMPANY

CSG Forte received the 2021 FinTech Breakthrough Award for Best Point of Sale Company

The Strawhecker Group (TSG) informs & guides the world’s leading payment players, from fintech startups to Fortune 500 companies including, JPMorgan, FIS and Elavon. Forte has partnered with TSG since mid year 2020, subscribing to their Gateway Enterprise Metrics (GEM) platform. TSG’s Gateway Enterprise Metrics (GEM) is the only platform in the payments market that provides unique looks to merchant, developer, and gateway performance perspectives.

RANKED 1ST - WEEKLY TRANSACTION RANKING

Forte closed out the month of January 2021, by ranking #1 on GEM’s weekly transaction analysis! In order the determine scores, a quarter of a million checks are performed weekly to come up with the transaction analysis ranking.

RANKED 2ND - API INTEGRATION

Ranked 2nd out of 21 gateways, this one-time assessment evaluates payment gateways’ total API offerings for payment industry functionality and feasibility. As a part of this assessment, TSG evaluates API sets, developer tools, sandbox, and emulators by conducting an integration into the gateway through an eCommerce application. It also benchmarks documentation and reviews navigation.

RANKED RUNNERUP - GATEWAY MINUTE OUTAGE

In addition to Uptime, GEM uses pings at multiple locations to determine minute outages. If at least 33% of location checks fail at the same time, an outage is recorded. TSG’s GEM platform annually honors leading payment providers. Past winners have included companies such as BluePay (Fiserv), Braintree (A PayPal Company), Square, and Shopify.

DECISION CRITERIA

THE POWER OF PARTNERSHIP

An approach and methodology built specifically for Government

SINGLE PLATFORM FOR MULTIPLE PAYMENT CHANNELS

NO-CODE – LOW CODE IMPLEMENTATIONS

DEDICATED INTEGRATION DEVELOPER PORTAL

VELOSIMO PARTNERSHIP FOR INTEGRATION SUCCESS

REVENUE OPTIMIZATION TOOLS

ONLINE DISPUTE RESOLUTION (ODR) FOR CHARGEBACKS

CONSOLIDATED SETTLEMENT AND REPORTING

AUTOMATED AND INTERACTIVE SUPPORT TOOLS

CREATING AN OMNI-CHANNEL EXPERIENCE

How to connect with us

Any Payment / Any Channel / Anytime! Forte’s Payments Platform as a Service allows Miami Beach the ability to leverage one platform that does it all.

Digital

Swift and secure online payments right from your website

On-the-go

Experience the freedom of payments that move with you

In-person

Speed customers through the checkout line

Back Office

Enable recurring payments, vendor payroll, disbursements

Forte Checkout 2.0

Reduce PCI scope and offload the burden of hosting payment forms with Forte Checkout.

Bill Pay & IVR

Collect payments through a customizable and simple-to-integrate payment portal.

Webservices

RESTful architecture provides a lightweight solution that is platform- and language-independent.

Forte.js

Secure and simplify your payment processing through a Forte.js single-use token.

Kiosk Tablet with POS terminal setup, Bill Search and Checkout

Standard kiosk designs that can accommodate a wide array of configurations

Integrations

Supports integrations for real time lookups and payments

Auto pay

Set up automatic payments on the due date

Schedule pay

Set up custom installments

Auth

oAuth for allowing Google, Facebook login

Ebill & Text-to-pay

Setup Pay-on-the-go from any device

Notifications

Get notified for account activities: New bill, upcoming scheduled payment.

Dex Features

Complete Payments Solution

Explore the various features of Forte’s Next-gen payment platform offering a complete merchant and partner experience in retail, mail order and ecommerce verticals.

Transactions

Merchants can perform four different types of credit card transactions from the Transactions Datagrid. Additionally, merchants can choose to save the customer data from a transaction or perform a one-off transaction without saving customer data.

Funding

The Funding Datagrid enables users with the appropriate permissions to view the funding entries of an organization’s locations. By default, Dex displays the funding entries for the previous thirty days, but you can filter the displayed results by Effective DateBank Account NumberAmountFunding Source and/or Funding Status.

Reports

The self serve reporting module allows merchants to generate reporting on transaction and funding activities for a given time frame. Merchants with the appropriate permissions can also export transactions to a .csv file that can then be stored on a local computer or imported into an accounting application for processing.

Data Sheets

Dex Info Sheet

Need more insight into Dex? View this info sheet to learn more about Dex.

Dex Reference Guide

A quick reference guide to get started in Dex. Information on how to create profile, process transactions, manage permissions and much more…

Getting Started

1. The Basics

Start here to learn the basics of navigating Dex.

2. Transactions

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3. Funding

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4. Downloads

5. Service Fees

6. Bank Account Displays

Look Inside

Explore key features of DEX in an engaging interactive format

Dex - Step by Step

Dispute Management Experience

Dex with Dynamo

Revenue Optimization

Forte Verify

An account verification service that minimizes the returned ACH or checks activities.

Account Updater

A service that updates cardholder information automatically on Forte’s end once the bank has updated this information.

REAL-TIME APIs

CHECKS DATABASE FOR RETURNED AND GOOD HISTORY ACCOUNTS

EXTENDS LIFE OF RECURRING PAYMENTS

ENSURES A MORE STABLE CASH FLOW

COMPREHENSIVE CHECKS, ROUTING, AND TRANSIT NUMBER VALIDATION

RETURNS KNOWN HISTORY, NAME AND TELEPHONE INFORMATION

PREVENTS INTERRUPTION OF CUSTOMER SERVICE DUE TO NON-PAYMENT

DELIVERS UPDATED CARDHOLDER ACCOUNT INFORMATION IN A TIMELY MANNER

Tokenization

Types of Tokens

A token is a unique string ID that references stored customer information or a customer’s stored payment information (such as a credit card or an echeck). Tokens provide customers convenient, secure access to their billing, shipping, and payment information, making the checkout process faster and easier. For merchants, tokens provide a convenient method of collecting scheduled recurring payments.

Paymethod Tokens

Paymethod tokens reference the following stored information within a permanent token (for recurring transactions) or a one-time-use token (for credit card transactions only):

Label (e.g., VISA – 1111)   |  Status  |  Credit card information  |  eCheck information

Address Tokens

Address tokens reference the following stored information:

Label | First name | Last name | Company name| Phone number | Email address | Address type | Physical Address | Street Line | Locality | Region | Postal Code

Customer Tokens

Address tokens reference the following stored information:

Payment Methods Token| Billing Address | Shipping Address | Status | First name | Last name |Company name

Token Sharing Options

METHOD 1: Across Locations

Merchants who have multiple Locations within their Account can use Cross-Location token sharing to share customer and payment information across each of their Locations. With Cross-Location token sharing, any member can walk into any Location of the merchant and have the exact same customer experience.

METHOD 2: Across Child Account

Companies that operate a marketplace or act as an aggregator may share their stored customer and payment information with a multitude of sellers who are set up with their own processing Merchant Account. In this scenario, Forte sets up a partner with a Partner Account and all of the partner’s sub-merchants are set up immediately below the partner within a hierarchy as “child” Merchant Accounts.

FORWARD THINKING APPROACH

ONE CSG

Together, We Win! CSG is uniquely positioned in the marketplace, bringing together the Power of Print/Mail, Conversational AI, Customer Engagement Solutions, and Experiences Practices Teams that embed payment capability.  We are committed to driving excellence with expectations that our approach will change the industry.

Print & Mail

Customer Engagement

EXPERIENCE PRACTICE

CONVERSATIONAL A.I.

Payments

Interactive billing with advanced analytics

Customer Engagement Digital Billing Journey

Q & A

What are Forte’s integration types/strategies; and how does this fit with the Velosimo Partnership?

Velosimo provides off-the-shelf technology connectors built specifically for government agencies. They support agencies that require technology development assistance, in particular, for back-end solutions that have limited integration options. The Forte / Velosimo partnership allows agencies to continue using their current software systems (iNovah, Tyler, ePlan, etc) in a fully integrated manner with CSG Forte payments by leveraging Velosimo’s “connector” as a data integration adapter. This allows the City to select the best-in-class payment processing without sacrificing precious data automation and workflow.

Is Velosimo a Forte company?

Velosimo is not a part of CSG Forte. Velosimo is a technology company that focuses solely on integrating disparate and often competitive systems; effectively serving as a data integration “Switzerland.” So, it is important that Velosimo maintains independence from the companies it works closely with for integrations. CSG Forte has an established a partnership with Velosimo to help solve payment integration gaps that occasionally plague our customers.

How will the chargeback ODR process differ for Gateway vs. direct acquirer processing?

As a direct acquirer CSG Forte provides an online chargeback dispute management module that allows merchants to track, respond, and upload documentation. By digitizing this process and providing highly visible tracking tools our customers can be timelier and more accurate in responding to chargebacks; and this helps increase the probability of a chargeback being reinstated on behalf of the merchant. CSG Forte also does not immediately initiate callbacks. We allow the chargeback process to reach resolution. If a chargeback is not reinstated, we provide notice to our customers prior to initiating the recovery of funds. Alternatively, when CSG Forte operates as a gateway chargeback disputes must follow the process of the direct acquirer that is being used. Although the merchants that require a gateway will still have access to our online tools for reporting, research, and gathering of the needed information to respond to a chargeback through the acquirer established process.

How will the settlement process differ for Gateway vs. direct acquirer processing?

CSG Forte’s settlement occurs on the second business day after the transaction is made. So, for example, if a payment is made on a Monday the funds would hit the City’s account on Wednesday. Additionally, credit card settlements are consolidated across all card types in one deposit and eCheck settlements are consolidated in another deposit. When CSG Forte serves as a gateway the acquiring processor will determine the settlement process, not CSF Forte.

What experience does Forte and Velosimo have in dealing and achieving integration success with Tyler Technologies and their approach of directing customers to OpenEdge and Bridgepay?

Unfortunately, and like several other payment processors in the government merchant processing industry, Tyler Technologies has been steadfast in its strategic direction to limit payment integrations to BridgePay and OpenEdge. This is despite several large government merchants lobbying with Tyler to allow and support integrations with their preferred payment processing partners. That said, Forte does maintain a grandfathered integration with Tyler Munis.

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